Socially Responsible Investing (SRI) - There is a reason it was SRI before it became ESG.

Portfolio Management and ESG Screening integrates your concerns into securities selection.

• E is for environmental concerns such as climate change and global warming, clean air and clean water, fossil-fuel-free and alternative energy, carbon reduction, biodiversity and conservation.
• S is for Social Justice concerns, including income and wealth inequality, racial oppression, gender equality, and sexual oppression. Bill believes that social injustice inherent in capitalism is what drives environmental degradation and climate change. You cannot fix the E without first confronting the S in ESG.
• G is for corporate governance concerns and effective and robust government regulation of all private businesses. Bill avoids investment in companies and investment products with records of hostility toward and resistance to state and federal regulation. Bill avoids investing in companies that are hostile to unions and that actively undermine the rights of workers to organize and bargain collectively for improvements in pay and working conditions.

Bill seeks to invest in companies that operate democratically, including providing voting seats on Boards of Directors for rank-and-file employees. Bill seeks out investments in companies and investment products with a solid commitment to Corporate Social Responsibility. Bill avoids investments in companies and investment products for whom ESG is really only a marketing strategy, and for whom G turns out to involve greenwashing.

Exceptions to SRI and ESG:

Sometimes, the pursuit of financial security for you and your family requires investments or insurance products that do not meet SRI and ESG standards. Bill discloses this to clients wherever he finds it. Bill will not let a commitment to SRI interfere with your goals.

• Financial Planning for Retirement
• Retirement Accounts
• Traditional IRA
• Roth IRA
• SIMPLE & SEP IRA
• Beneficiary IRA
• 401k
• Variable and fixed annuities